HIPAA is an act in the United States also known as Health Insurance Portability and Accountability Act. Its main goal is to provide security solutions as well as data privacy in regards to medical information. The above law has become prominent lately due to the massive data breaches which originate from attacks such as cyberattacks on both providers and health insurers.
It was signed into law in the year 1996 and it has five sections well known as Titles. The first title, referred as the Health Insurance Reform is meant to protect health insurance covers for individuals that change or lose their jobs. The Health Insurance Reform title denies group health plans the ability to reject insurance coverage to people with certain illnesses as well as pre-existing conditions.
Title two of the Act involves simplification with administration. This therefore directs the Health Department as well as the Human services to come up with national morals for electronic healthcare transactions processing. The Title makes sure that organizations put in place secure electronic access to data and also keep the agreement about regulations to privacy.
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The third title is all about Tax Related Health Provisions. These health provisions are the procedures on how to deal with any tax related issues for purposes of medical care to individuals. The fourth title of the Act is the Application and Enforcement of Group Health Plan Requirements. The title further helps in defining the improvements in health Insurance like the requirements for persons with pre-existing conditions including those that seek continued medical coverage.
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The fifth title deals with Revenue Offsets. These are the provisions on company owned life insurance and also the treatment of individuals who lose their U.S citizenship for any income tax purposes. These five titles are very important for protection of individuals in case of any losses they may undergo thus end up becoming affected. The purpose of the Act is to provide continuous health insurance covers for workers in case of change or loss of their jobs as well as reduce any burdens such as administrative burdens and the cost of healthcare. It also helps contesting cases of abuse, fraud or any waste in health insurance and delivery of healthcare including the improvement of access to long term services.
Companies and organizations should train their workers on this act. This kind of training gives people an insight of what to do in case of certain occurrences. Individuals will know how the act can protect them in case of any given losses. Another benefit of undertaking training is that it increases awareness of any risks to a patient’s well-being. Undertaking the HIPAA training will make staff members be keen on how to safely keep customer records. Undertaking the training also makes people become creative enough to develop cultures that can guarantee patients safety. Satisfaction can be seen from both patients and their families if their information is well kept. It is therefore wise for companies to make it a high priority for their staff to undertake such training.